Friday, December 9, 2011

How to Start Saving - Block Consumerism

How are we to save money when there are so many things to buy ?

This is the time of year that many individuals go deeply into debt to buy the perfect gift for a loved one. They listen to the constant bombardment of ads from retailers. They are made to feel that unless they spend lots of money on gifts they are somehow less liked.

Wow ! Is society really that brainwashed into spending? I think the answer is yes. Does someone really care for you more because of the things that you buy for them. That shouldn't be.

There is something very wrong with the way retailers try to run our lives. It's almost like they are bullying us into buying their products.

                                                              How to Fight Back

The good news is "you can fight back" . Block Consumerism. Ignore the constant bombardment of ads. Push the mute on your remote during commercials. Don't let them get their message through. Filter them out.

Focus on your plan to improve your wealth. Remember why you are saving. Revision your goals. Brainwash yourself in a positive way to improve your life.

This does not mean that you should not buy gifts for your loved ones during the holiday season. It just means you should plan how much to spend and stick to your plan. The amount you spend should be affordable for you and not put you into debt. It should also not take away from the amount you have planned to save.

                                                                 Take Control

Yes. Take control over your spending. Don't let the retailers tell you what to do.

Do you really need the best gizmo and gadget that will be obsolete six months from now? Remember, there will always be a better, faster, new improved gadget just waiting to suck your wealth.

Consumerism is designed to suck your wealth and leave you wanting for more. The retailers do not want you to become rich. They want to become rich. They need to make profits for their owners. Period.

It can be tough to fight against the constant tide of consumerism. But remember, before you swipe your card or fork over your hard earned cash, you have control. The decision is yours. You can give in to consumerism or you can say no.  

An old saying that I seem to remember this time of year " The Best Gifts in Life are the Ones that are Free"
A good thing to ponder this time of year.

Happy holidays !

As always, I welcome your comments and suggestions for future topics.

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